CEAL is a loan program for all public employees of the state of California, that offers concierge service and a significant financial advantage.
Our goal at DKMC is to turn every prospective homebuyer into a qualified homebuyer. Our goal is to help create a path towards owning a new home for everyone we speak to. We provide a mortgage concierge service for potential homebuyers; providing expertise throughout the home purchasing process. From start to finish, we have aligned ourselves with some of the best in the business, maximizing your homebuying experience!
We have teamed up with a number of services, making us a one-stop-shop for buying a new home. During the initial stages, we review your overall situation and help find a multitude of loan products that are available for your needs. We are not like other lending institutions, trying to place you into a particular loan. We do NOT follow the “one size fits all” model.
After reviewing your credit profile, we may determine that it could use a “tune-up”. We have exclusive access to a credit analysis company that will do a free review of your overall credit and offer suggestions on how to improve your credit profile. They may suggest actions that can be done immediately or put into place a plan to improve your credit over a specific length of time.
We have also partnered with some of the top agents throughout Ventura County so that all potential homebuyers are provided with the most knowledgeable and experienced agents in the county. Having a top agent by your side is VITAL during the homebuying process!
Alexandra “Lexi” Johnson
Branch Manager
Senior Vice President of Residential Lending
NMLS ID # 1184328
(805) 604-5944
Lexi moved to Thousand Oaks, CA at the age of 5. She has always had a huge desire to help others, which is why she choose a career path in the mortgage business. Lexi LOVES to help people buy their first home! Lexi has been in the mortgage business for almost 20 years, working every aspect of a loan, from processing to originating.
As a licensed mortgage originator, Lexi’s reputation has been built on her professionalism, integrity and the ability to keep transactions on track. Lexi is dedicated to helping her clients obtain a mortgage that fits their specific financial goals. Lexi is passionate about helping her clients, and focuses on bringing them peace of mind throughout the home financing process.
Christopher Henderson
Senior Vice President of Residential Lending
NMLS ID # 1189853
(805) 604-5945
Chris moved to Oak Park, CA at the age of 4. Chris is a born educator. Rather than simply selling a loan, Chris’s goal is to also educate you on the mortgage process so that you are informed and comfortable every step of the way. With a Bachelor’s degree in Mathematics and a Master’s degree in Education, Chris brings knowledge and experience to every loan. Chris applies analytics to help you decide on a loan program that’s best for you.
We are always here to answer your questions! Ultimately a successful loan closing is our main goal. Our team uses our collective skills and expertise to make that happen for you. We are 100% committed to total client satisfaction. From the first phone call to the closing, we are here for you. We can assist first time homebuyers, investors, self-employed borrowers or high net worth clients with the same smooth efficiency. Regardless of your situation, we will direct you through the process and continue to be a resource well after your loan has closed.
Ready to get started? Give us a call at (805) 604-5945 or shoot me an email! We look forward to working with you!